Current with changes from the 2024 Legislative Session
Section 3-302 - Scope of subtitle(a) This subtitle does not apply to: (2) health insurance, except as provided in subsection (c) of this section;(5) wet marine and transportation insurance, except as provided in subsection (b) of this section;(6) insurance on a subject that is located, resident, or to be performed wholly outside the State;(7) insurance on vehicles or aircraft owned and principally garaged outside the State;(8) insurance on property or operation of railroads engaged in interstate commerce;(9) insurance: (i) on aircraft owned or operated by aircraft manufacturers or operated in scheduled interstate flight;(ii) on cargo of the aircraft described in item (i) of this item; or(iii) against liability arising out of the ownership, maintenance, or use of the aircraft described in item (i) of this item, other than workers' compensation or employer's liability; or(10) medical stop-loss insurance, as defined in § 15-129 of this article.(b) This subtitle applies to wet marine and transportation insurance on: (1) a pleasure craft under 60 feet in length that is owned and used for pleasure and not for business, hire, or other commercial use;(2) fishing vessels under 50 gross tons that are not part of a fleet of 3 or more vessels; and(3) charter or head boats under 50 gross tons that are not part of a fleet of 3 or more vessels.(c) Subject to § 3-306.2 of this subtitle, this subtitle applies to:(1) disability insurance that:(i) provides for lost income, revenue, or proceeds in the event that an illness, accident, or injury results in a disability that impairs an insured's ability to work or otherwise generate income, revenue, or proceeds that the insurance is intended to replace; and(ii) does not include payment for medical expenses, dismemberment, or accidental death; and(2) short-term medical insurance that provides limited health insurance benefits for a limited period of time to:(i) residents of the United States who travel to another country within 30 days after the effective date of coverage; and(ii) residents of another country who:1. travel to the United States within 30 days after the effective date of coverage; and2. are not traveling to the United States for the purpose of attending an institution of higher education, as defined in § 10-101 of the Education Article.Amended by 2016 Md. Laws, Ch. 208,Sec. 1, eff. 10/1/2016.Amended by 2016 Md. Laws, Ch. 207,Sec. 1, eff. 10/1/2016.Amended by 2016 Md. Laws, Ch. 8,Sec. 1, eff. 3/14/2016.Amended by 2016 Md. Laws, Ch. 8,Sec. 1, eff. 3/14/2016.Amended by 2015 Md. Laws, Ch. 96,Sec. 1, eff. 10/1/2015.This section is set out more than once due to postponed, multiple, or conflicting amendments.