Section 3-220 - Advances of money(a) This section does not apply to bank loans or to loans for which security is given.(b) The attorney in fact of a domestic reciprocal insurer or another person may advance to the reciprocal insurer on reasonable terms any money that the reciprocal insurer requires periodically in its operations.(c)(1) The money advanced to a reciprocal insurer:(i) may not be treated as a liability of the reciprocal insurer; and(ii) except on liquidation of the reciprocal insurer, may be withdrawn or repaid only out of the reciprocal insurers realized earned surplus in excess of its minimum required surplus.(2) A withdrawal or repayment may be made only with the previous approval of the Commissioner.