Section 27-401 - Definitions(a) In this subtitle the following words have the meanings indicated.(b)(1) "Claim" means a demand for payment or benefit under a policy or contract by an insured, third party, or representative of the insured or third party.(2) "Claim" includes a demand for payment or benefit made against: (i) the State under Title 12 of the State Government Article, Title 2, Subtitle 5 of the State Personnel and Pensions Article, or Title 9 of the Labor and Employment Article; or(ii) the Maryland Transit Administration when acting as a self-insurer under § 7-703 of the Transportation Article.(c) "Motor vehicle accident" means an occurrence involving a motor vehicle that results in damage to property or injury to a person.