Md. Code, Ins. § 19-518

Current with changes from the 2024 Legislative Session
Section 19-518 - Volunteer driver
(a) In this section, "volunteer driver" means an individual who provides driving services, including transportation of individuals or goods, without compensation other than for expenses to:
(1) a charitable organization, as defined in § 6-101 of the Business Regulation Article, in the State; or
(2) a not-for-profit organization in the State that is exempt from taxation under § 501(c)(3), (4), or (6) of the Internal Revenue Code.
(b) An insurer that issues, sells, or delivers a motor vehicle liability insurance policy in the State may not:
(1) cancel the policy of a named insured or refuse to issue the policy to an applicant solely because the named insured or applicant is a volunteer driver; or
(2) impose a surcharge on or otherwise increase the rate for the policy solely because the named insured or applicant, a member of the named insured's or applicant's household, or an individual who customarily operates the named insured's or applicant's motor vehicle is a volunteer driver.
(c) This section does not prohibit an insurer from canceling, refusing to renew, imposing a surcharge on, or otherwise increasing the rate for a motor vehicle liability insurance policy based on factors other than the status of a driver under the policy as a volunteer driver.

Md. Code, IN § 19-518

Added by 2016 Md. Laws, Ch. 488, Sec. 1, eff. 10/1/2016.