Section 19-114 - Deductibles in medical malpractice policies(a) Each insurer that issues or delivers a medical professional liability insurance policy in the State with an annual premium of $5,000 or more shall offer at a minimum, in addition to the basic policy, additional policies with deductibles in the following amounts: (b) In a policy with a deductible described in subsection (a) of this section, the insurer shall apply the deductible only to the liability of the insured under the policy.(c)(1) An insurer that issues or delivers a medical professional liability insurance policy with a deductible described in subsection (a) of this section may cancel the policy for nonpayment of the deductible when the deductible is due and payable under the policy.(2) A medical professional liability insurer that cancels a policy under paragraph (1) of this subsection is subject to the notice provisions under § 27-603 of this article.Amended by 2019 Md. Laws, Ch. 113,Sec. 1, eff. 10/1/2019.Amended by 2018 Md. Laws, Ch. 666,Sec. 1, eff. 10/1/2018.