Section 18-108 - Summaries of long-term care benefits in life insurance policies(a) If long-term care benefits are part of a life insurance policy or rider, the carrier shall provide a policy summary at the time of policy delivery.(b) The policy summary required to be delivered under subsection (a) of this section shall include:(1) information required to be included in an outline of coverage under § 18-106 of this title;(2) an explanation of how the long-term care benefits interact with other components of the life insurance policy, including deductions from death benefits;(3) an illustration of the amount of benefits, length of benefit, and guaranteed lifetime benefits if any, for each covered individual;(4) any exclusions, reductions, or limitations on benefits of long-term care; and(5) if applicable to the policy type:(i) a disclosure of the effects of exercising other rights under the policy;(ii) a disclosure of guarantees related to long-term care costs of insurance charges; and(iii) current and projected maximum lifetime benefits.