Section 3-605 - Owning and leasing personal property(a) This section does not apply to a leasehold interest in real property.(b) Subject to the rules and regulations of the Commissioner, a commercial bank may become the owner and lessor of personal property if:(1) The personal property is acquired on the specific request of and for the use of a customer; and(2) The investment of the commercial bank in personal property does not exceed: (i) For any one customer, 10 percent of the unimpaired capital and surplus of the commercial bank; and(ii) For all of its customers, the total of its unimpaired capital and surplus.