Section 12-1003 - Applicability of subtitleThis subtitle does not apply to:
(1) The following persons when engaged in the regular course of their respective businesses and professions: (i) An attorney at law who is admitted to the Maryland Bar while the attorney at law is providing professional legal services in an attorney-client relationship;(iii) A certified public accountant;(iv) A banking institution, other-state bank, national banking association, credit union, or savings and loan association;(v) A person that:1. Provides a bill payer service, as defined in § 12-401 of this title;2. Does not initiate any contract with individual creditors of a debtor to compromise a debt or arrange a new payment schedule; and3. Does not provide any debt counseling services;(vi) A person that provides an accelerated mortgage payment service, as defined in § 12-401 of this title;(vii) A title insurer, title insurance agency, or abstract company; or(viii) A judicial officer or a person acting under a court order;(2) A person while performing services incidental to the dissolution, winding up, or liquidation of a partnership, corporation, or other business enterprise;(3) A trade or mercantile association acting in the course of arranging the adjustment of debts with a business establishment;(4)(i) A mortgage lender, as defined in § 11-501 of this article:1. That is licensed by the Commissioner; and2. While engaged in the mortgage lending business, as defined in § 11-501 of this article; or(ii) An employee of a mortgage lender; or(5) A collection agency, as defined in § 7-101 of the Business Regulation Article:(i) That is licensed by the State Collection Agency Licensing Board; and(ii) While engaged in the collection agency business, as defined in § 7-101 of the Business Regulation Article.