Section 1798.97.5 - Applicable to to debts incurred on or after July 1, 2023; exception(a) Except as set forth in subdivision (b), this title applies only to debts incurred on or after July 1, 2023.(b) Notwithstanding subdivision (a), a debtor may file a cross-complaint described by paragraph (2) of subdivision (a) of Section 1798.97.3 in an action filed by a claimant to collect a debt incurred prior to July 1, 2023, in which case, this title applies to that action, unless a final judgment has been entered in that action.Ca. Civ. Code § 1798.97.5
Added by Stats 2022 ch 989 (SB 975),s 2, eff. 1/1/2023.