THE FOLLOWING INFORMATION IS PROVIDED PURSUANT TO THE AREIAS CREDIT CARD FULL DISCLOSURE ACT OF 1986: INTEREST RATES, FEES, AND FREE-RIDE PERIOD FOR PURCHASES UNDER THIS CREDIT CARD ACCOUNT |
ANNUAL PER-CENTAGE RATE (1) | VARIABLE RATE INDEX AND SPREAD (2) | ANNUAL-IZED MEMBER-SHIP OR PARTICI-PATION FEE | TRANS-ACTION FEE | FREE-RIDE PERIOD (3) |
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"If you wish to receive disclosure of the terms of this credit card, pursuant to the Areias Credit Card Full Disclosure Act of 1986, check here and return to the address on this application."
A box shall be printed in or next to this statement for placement of such a checkmark.
However, this subdivision does not apply if the application contains the disclosures provided for in this title.
Ca. Civ. Code § 1748.11