Rule 18 - Joinder of Claims and Remedies.(a) Joinder of Claims. A party asserting a claim to relief as an original claim, counterclaim, cross-claim, or third party claim, may join, either as independent or as alternate claims, as many claims, legal or equitable, as that party has against an opposing party. (b) Joinder of Remedies; Fraudulent Conveyances. Whenever a claim is one heretofore cognizable only after another claim has been prosecuted to a conclusion, the two (2) claims may be joined in a single action; but the court shall grant relief in that action only in accordance with the relative substantive rights of the parties. In particular, a plaintiff may state a claim for money and a claim to have set aside a conveyance fraudulent as to the plaintiff without first having obtained a judgment establishing the claim for money. This rule shall not be applied in actions to recover for personal injury or property damage so as to permit the joinder of a liability or indemnity insurance carrier, unless such carrier is by law or contract liable to the person injured or damaged and is directly subject to suit to enforce such liability. R.I. Super. Ct. R. Civ. P. 18