044-52 Wyo. Code R. § 52-5
In addition to those matters referred to in W.S. 26-21-107(b), in passing upon premium or rate filings, the Insurance Commissioner will give consideration to available mortality and morbidity data pertaining to the debtors of a creditor of a class or classes of debtors of a creditor, previous experience, if any, for an actuarially credible period on such creditor's debtors, including the experience of any subsidiary or affiliate of the creditor, available age data and a reasonable rate of expense. Age data and prior experience of the creditor's program should always be submitted.
Commissions or other payments, credits, dividends or allowances to creditors, agents or general agents shall not be considered a justification, or any part of a justification, of a higher premium as being reasonable in relation to benefits.
044-52 Wyo. Code R. § 52-5