044-52 Wyo. Code R. § 52-3
As used herein, the following terms are thus defined:
(a) "Experience dividend or refund" is a form of commission whereby an agent of the insurer receives, directly or indirectly, money or any other thing of value in lieu of or in addition to a lawful agent's commission by reason of the mortality or morbidity experience of the insurer, or the profit of the insurer, by whatever means arrived at, on the insurer's policies sold by said agent.
(b) "Creditor agent' means a creditor, as defined herein, who is also an appointed agent of an insurer.
(c) "General agent means a duly appointed agent of the insurer who is an independent contractor on behalf of an insurer and who services and supervises other duly appointed agents of the insurer pursuant to an agreement with the insurer, and who is not affiliated in any way with a creditor or creditor agent, other than as a supervisor thereof No "general agent shall be a partner, firm member, associate, joint venturer, stockholder, corporation officer, director or employee of a "creditor agent nor shall the converse be allowed.
044-52 Wyo. Code R. § 52-3