No person may hold himself out to be an HMO agent or perform the acts of an HMO agent within this state unless such person:
(a) Has a valid disability agent's license authorizing him to write disability insurance subject to all applicable provisions of Chapter 9 of the Wyoming Insurance Code pertaining to disability agents.
(b) Has an appointment by an HMO with a valid Wyoming Certificate of Authority.
044-13 Wyo. Code R. § 13-14