(Name and Address of Financial Institution, Retailer, or Company)
Re: Credit Insurance with (Name of Insurance Company)
Dear (Debtor/Insured):
As a result of your payment in full of account number __________, the credit insurance policy or certificate issued in conjunction with this account has been cancelled. Remaining unearned premiums (if any) from your policy or certificate have been deducted from your loan balance to arrive at your payoff amount.
If you have other credit insurance policies in effect on this account, you must notify the insurer(s) that you have paid off this account and request that the insurer refund you any unearned insurance premiums.
W. Va. Code R. agency 114, tit. 114, ser. 114-06, app A