W. Va. Code R. § 113-2-3

Current through Register Vol. XLI, No. 50, December 13, 2024
Section 113-2-3 - Persons not Subject to the Pre-existing Condition Exclusion Period
3.1. In addition to federally defined eligible individuals and those persons to whom W. Va. Code § 33-48-8(d)(2) applies, the Board may approve the waiver of the pre-existing exclusion for one or more of the following classes of enrollees if the Board finds, on the basis of actuarial review or otherwise, that the addition of such class or classes will not have an undue adverse effect on the overall operation of the Plan.
3.1.a. A person, without a significant break in coverage, who had prior creditable coverage of eighteen months or more, regardless of whether that coverage was terminated voluntarily or involuntarily.
3.1.b. A person who was previously enrolled in Medicaid, Medicare, the State Children's Health Insurance Program or any other public health insurance program that does not impose a waiting period before treatment for a pre-existing condition and who is enrolling in the Plan without a significant break in coverage: Provided, That with respect to any person who was enrolled in such a program for less than six months prior to enrollment in the Plan, the Board may decide that any such person will be deemed to have satisfied a portion of the six-month waiting period imposed by W. Va. Code § 33-48-8(d)(1) equal to the previous enrollment period of such program;
3.1.c. A person who was previously covered under another state's high-risk plan: Provided, That with respect to any such person who had not satisfied the other state's high-risk plan's pre-existing condition waiting period, if any, the Board may decide that any such person will be deemed to have satisfied a portion of the six-month waiting period imposed by W. Va. Code § 33-48-8(d)(1) equal to the waiting period such person had satisfied under such previous coverage. or
3.1.d. A person who was previously covered under an individual health insurance policy and who is enrolling in the Plan because premiums for the previous coverage were in excess of those charged under the Plan for similar coverage: Provided, That with respect to any such person who had not satisfied the prior health plan's pre-existing condition waiting period, if any, the Board may decide that any such person will be deemed to have satisfied a portion of the six-month waiting period imposed by W. Va. Code § 33-48-8(d)(1) equal to the waiting period such person had satisfied under such previous coverage.

W. Va. Code R. § 113-2-3