Section 745.251 - What are acceptable reasons not to have liability insurance?(a) You do not have to have liability insurance that meets the requirements of §745.249 of this division (relating to What are the liability insurance requirements for a licensed operation, registered child-care home, or listed family home?) if you cannot carry the insurance because: (1) Of financial reasons;(2) You are unable to locate an underwriter who is willing to issue a policy to the operation or home; or(3) You have already exhausted the limits of a policy that met the requirements. (b) If you cannot carry the liability insurance because of a reason listed in subsection (a) of this section, you must submit with your application a statement that you cannot carry the insurance and the reason that you cannot carry the insurance.26 Tex. Admin. Code § 745.251
The provisions of this §745.251 adopted to be effective March 1, 2002, 27 TexReg 965; transferred effective July 15, 2019, as published in the June 14, 2019 issue of the Texas Register, 44 TexReg 2963; amended by Texas Register, Volume 46, Number 15, April 9, 2021, TexReg 2440, eff. 4/12/2021; amended to be effective April 25, 2021, 46 TexReg 2437