The purpose of this regulation is to eliminate the act of denying benefits or coverage unfairly in the terms and conditions of insurance contracts and in the underwriting criteria of insurance carriers. It is not intended to prohibit reasonable and justifiable differences in premium rates based upon sound actuarial principles or actual or reasonably anticipated experience.
Tenn. Comp. R. & Regs. 0780-01-34-.01
Authority: T.C.A. §§ 56-8-104 and 56-8-113.