An endorsement is not required to have the written consent of the policyholder as required by § 20:06:08:47 provided that the endorsement is required by law, or the endorsement does not increase premiums and either increases benefits in the policy or does not adversely affect the insured.
S.D. Admin. R. 20:06:08:48
General Authority: SDCL 58-11-63(4), 58-15-45(5).
Law Implemented: SDCL 58-11-39, 58-15-45.