280-30-10 R.I. Code R. § 3.6

Current through August 19, 2024
Section 280-RICR-30-10-3.6 - Confidentiality
A. In General
1. In accordance with R.I. Gen. Laws § 31-47.4-5 "Information in the database established under R.I. Gen. Laws § 31-47.4-2 provided by a person to the designated agent is considered to be the property of the person providing the information."
B. Access to Database Information
1. Any personal information submitted pursuant to these regulations, by and between Insurers, the Division of Motor Vehicles, it's officers and employees, and the designated agent shall not knowingly be disclosed or otherwise be made available to any person or entity unless done so in accordance with these regulations and the provisions of 18 U.S.C. § 2721 et seq ., "Drivers Privacy Protection Act", and R.I. Gen. Laws § 27-49-3.1 or as otherwise may be prescribed by law.
C. Permissible Uses of Information
1. Information contained in the database may be disclosed for those reasons provided for in R.I. Gen. Laws § 31-47.4-5.
D. Intent of Use
1. At this time the Division of Motor vehicles will use the information contained within the database solely to ensure vehicle owner's compliance with Rhode Island's Mandatory Insurance requirements.
E. Insurer Access to Database
1. Insurance company/agent
a. Shall be permitted to submit compliance transactions in response to a request for insurance verification notice received by one of their customers. A company/agent may enter the Notice Reference Number and the corresponding notice information will be displayed. The company/agent shall also have access to historical transaction data submitted by hat company/agent. The customer information that will be displayed for the aforementioned transactions shall be limited to the vehicle owner's name.
2. Main Insurance Company
a. Main insurance company users will have access to all compliance transactions submitted for their NAIC (National Association of Insurance Commissioners). Main insurance company users shall also have access to reports regarding the policy files submitted on the frequency set forth in R.I. Gen. Laws § 31-47.4-3 by their insurance company. These reports will not include any vehicle or customer information.
F. Third Party Access to Database
1. The Division of Motor Vehicles will not provide access to the database to third parties other than the designated agent.
G. Penalty for Disclosure
1. In accordance with R.I. Gen. Laws § 31-47.4-5 any person "who knowingly releases or discloses information from the database for a purpose other than those authorized in this section or to a person who is not entitled to it is guilty of a felony."
H. Data Breach
1. In the event of a data breach, the DMV will notify affected parties by mail within (10) ten days of the breach.

280 R.I. Code R. § 280-RICR-30-10-3.6

Adopted effective 12/31/2018