Section 230-RICR-20-60-3.3 - DefinitionsA. As used in this Part: 1. "Director" means the "Director of the Department of Business Regulation."2. "Filer" means the carrier or licensed rating or advisory organization making a property and casualty or workers' compensation insurance rate filing.3. "Hearing Officer" means that person or persons designated by the Director to serve as his or her designee with regard to a specific rate hearing.4. "Intervenor" means a person granted status to intervene in a proceeding as provided by these rules.5. "Licensed rating organization" means an organization referred to in R.I. Gen. Laws Chapter 27-9.6. "Party" means the Filer; the office of the Attorney General (the "Attorney General"); and any person or entity that is granted intervenor status by the Hearing Officer.7. "Person" means any individual, partnership, corporation, association, governmental subdivision, or public or private organization of any character other than an agency;8. "Prospective loss costs" means that portion of a "rate" that does not include provisions for expenses (other than loss adjustment expenses) or profit and are based on historical aggregate losses and loss adjustment expenses adjusted through development to their ultimate value and projected through trending to a future point in time.9. "Rate" means the cost of insurance per exposure unit, whether expressed as a single number or as a "prospective loss cost" and an adjustment to account for the treatment of expenses, profits and variations in loss experience, prior to any application of individual risk variations based on loss or expense considerations.10. "Rate filing" means those filings provided either "prospective loss costs" or the final "rate" of either an insurance company or "licensed rating or advisory organization".230 R.I. Code R. 230-RICR-20-60-3.3