Section 230-RICR-20-60-2.3 - DefinitionsA. "Consent to Rate" means an agreement filed with and approved by the Department between an insurer and an insured to issue an insurance policy at rates in excess of those on file with the Department. No insurer may Consent to Rate to a premium lower than filed rates for an individual insured. Individual risks priced according to a filed scheduled rating plan do not constitute "Consent to Rate."B. "Department" means the Insurance Division of the Department of Business Regulation.C. "Insurer" means an insurance company chartered, licensed, or authorized to do an insurance business in the state pursuant to Title 27 of the Rhode Island General Laws or 2003 P.L. ch. 410.D. "Risk" means any applicant seeking insurance in accordance with R.I. Gen. Laws §§ 27-6-14, 27-7.1-6.2, 27-9-13, 27-44-6(e) and 2003 Pub. Laws Chapter 410.230 R.I. Code R. 230-RICR-20-60-2.3