230 R.I. Code R. 230-RICR-20-20-1.7

Current through December 3, 2024
Section 230-RICR-20-20-1.7 - Proof of Notice
A. Notice required under §§ 1.5 and 1.6 of this Part shall be effective by serving the notice of it as provided by the policy. The notice shall be delivered in hand to the named insured, or be left at his or her last address as shown by the company's records, or, if its records contain no last address, at his or her last business, residence, or other address known to the company. A company may alternatively forward notice to that address by first class mail and maintain proof of mailing of the notice to the insured by the United States Postal Service certificate of mailing in the ordinary course of the insurer's business, and this proof of mailing shall be sufficient proof of notice. Notice may alternatively be given electronically if the insured consents and if the insurer has complied with the Electronic Transaction Act R.I. Gen. Laws § 42-127.1-1 et seq.
B. If a policy is made payable to a mortgagee or any person other than the named insured, notice shall be given as provided in § 1.7(A) of this Part to the payee and to the named insured.
C. The insurance producer of record who placed the policy shall also be given notice of any nonrenewal or any premium increase, a change in deductible, or a change in coverage, in the same manner as provided in § 1.7(A) of this Part unless exempted by R.I. Gen. Laws § 27-29-17.3(c) or § 1.6(E) of this Part. Notice may alternatively be given electronically if the insured consents and if the insurer has complied with the Electronic Transaction Act R.I. Gen. Laws § 42-127.1-1 et seq.

230 R.I. Code R. 230-RICR-20-20-1.7