Section 230-RICR-20-20-1.3 - DefinitionsA. For the purpose of this regulation: 1. "Cancellation" means termination of a policy at a date other than its expiration date.2. "Commissioner" means the Director of the Department of Business Regulation or his or her designee.3. "Expiration date" means the date upon which coverage under a policy ends. It shall also mean, for a policy written for a term longer than one year or with no fixed expiration date, each annual anniversary date of such policy.4. "Insurance producer of record" for purposes of notice under §§ 1.4, 1.5 and 1.6 of this Part shall not include a producer who a. is an employee of the insurer or b. is a non-employee exclusive producer of the insurer.5. "Nonpayment of premium" means the failure or inability of a named insured to discharge any obligation in connection with the payment of premiums on a policy of insurance subject to this regulation, whether such payments are payable directly to an insurer or its agent or indirectly payable under a premium finance plan or extension of credit.6. "Nonrenewal" means termination of a policy at its expiration date.7. "Renewal" or "to renew" means the issuance of, or the offer by an insurer to issue a policy succeeding a policy previously issued and delivered by the same insurer or an insurer within the same group of insurers, or the issuance of a certificate or notice extending the term of an existing policy for a specified period beyond its expiration date.8. "Writing" shall include electronic writings if the parties have agreed to conduct the transaction by electronic means in accordance with R.I. Gen. Laws § 42-127.1-7.230 R.I. Code R. 230-RICR-20-20-1.3