Section 230-RICR-20-10-1.3 - DefinitionsA. As used in this Regulation: 1. "Active Health Care Professional" means a health care professional who, as part of his/her professional practice, provides treatment directly or indirectly to patients in exchange for remuneration.2. "Department" means the Rhode Island Department of Business Regulation, Insurance Division.3. "Director" means the Director of the Department of Business Regulation of the State of Rhode Island or his or her designee.4. "Health Care Facility" means, for purposes of §§ 1.5, 1.6 and 1.7 of this Part, any licensed health care facility as defined by R.I. Gen. Laws § 23-17-2.5. "Incidental coverage" means any other type of liability insurance covering activities directly related to the continued and efficient delivery of health care that would normally be available and underwritten under a comprehensive general liability form of insurance, except liabilities that may arise out of the ownership or use of any motor vehicles and workers compensation insurance.6. "Medical Malpractice Insurance" means insurance coverage against the legal liability of the insured and against loss, damage, or expense incident to a claim arising out of the death or injury of any person as the result of negligence or malpractice in rendering or failing to render professional service by healthcare facilities and medical or dental professionals.7. "MMJUA" means the Medical Malpractice Joint Underwriting Association of Rhode Island established pursuant to the provisions of this Part.8. "Medical or Dental Professional" means, for purposes of R.I. Gen. Laws § 42-14.1-2 and §§ 1.5, 1.6 and 1.7 of this Part, any physician or dentist licensed under the General Laws of Rhode Island.9. "Net direct premiums" means gross direct premiums written on personal injury liability insurance (as defined in R.I. Gen. Laws § 27-9-2) including the liability component of multiple peril package policies as computed by the Department, less all premiums and dividends credited or returned to policyholders or the unused or unabsorbed portions of premium deposits.10. "NAIC" means the National Association of Insurance Commissioners. 11. "Provider of Health Care" means, for purposes of § 1.4 of this Part means a. any licensed physician, hospital or other licensed health care provider as defined in the General Laws of Rhode Island; and b. any other group, type or category of individual or health related facility that the Department determines, with or without a hearing, to be necessary for the continued delivery of health care in Rhode Island.12. "Teaching Hospital" means a hospital affiliated with an accredited medical school which has the right to implement and maintain an indemnity/self-insurance program as recognized by R.I. Gen. Laws § 27-16-2.6.230 R.I. Code R. 230-RICR-20-10-1.3