Section 230-RICR-20-05-5.7 - Waiver of InspectionA. An insurer may waive an inspection under any of the following circumstances 1. If the insurer has filed an election to waive all inspections pursuant to § 5.6 of this Part.2. for policies which include Physical Damage Coverage on vehicles which are six (6) or more years old; or3. when an individual applicant's coverage is being transferred by a producer to a new insurer and the producer provides the new insurer with a copy of the inspection report completed on behalf of the previous insurer, provided the producer represents both insurers, and the insured vehicle was physically inspected by the previous insurer. However, if the new insurer does not receive a copy of the inspection report sixty (60) days prior to the first annual renewal date, the insurer must, before renewing physical damage insurance, require an inspection as set forth in this Part.4. when the applicant is an existing customer who has not had a total loss due to theft or fire in the preceding two (2) years.B. Any decision to waive or not to waive an inspection pursuant to this Part, shall not be based on the age, race, sex, or marital status of the applicant or the customary operators of the vehicle, or the principal place of garaging.C. Unless the insurer has waived all inspections pursuant to § 5.6 of this Part, an insurer shall state in the applicant's policy record the reason a waiver has been granted.230 R.I. Code R. 230-RICR-20-05-5.7