Section 230-RICR-20-05-4.3 - DefinitionsA. As used in this Regulation: 1. "Director" means the Director of Business Regulation or his or her designee.2. "Insurer" means all persons, firms, corporations or associations authorized to offer automobile insurance in this state.3. "Collision Damage" means loss to the insured's vehicle caused by its collision with other vehicle or object or its upset, or damage caused by theft of the insured vehicle regardless of the coverage under which the claim is paid..4. "Claim" means a demand for payment of loss by a claimant.5. "First Party Claim" means a demand for payment of loss made by an individual, corporation, association, partnership, or other legal organization, under their own insurance policy, arising out of the occurrence of the contingency or loss covered by the policy6. "Third Party Claim" means a demand for payment made against another persons' insurance policy230 R.I. Code R. 230-RICR-20-05-4.3