Section 230-RICR-20-05-3.9 - Reductions for Anti-Theft DevicesA. Every insurer, insuring motor vehicles which contain anti-theft devices, shall offer the following minimum reductions in premium charges on comprehensive coverage: 1. Alarm Only Device- five percent (5%) -- Category 1.2. Active Disabling Device - five percent (5%) -- Category 2.3. Passive Disabling Device - fifteen percent (15%) -- Category 3.4. Vehicle Recovery System Device - twenty five percent (25%) -- Category 4.B. If an insured has more than one anti-theft device, the amount of the discount shall be as follows: 1. One Category 4 device and one Category 1 device - thirty percent (30%).2. One Category 4 device and one Category 2 device - thirty percent (30%).3. One Category 4 device and one Category 3 device - thirty five percent (35%).C. Every insurer may require evidence of installation of any anti-theft device prior to application of the applicable discount.D. An insurer may provide a discount for any other anti-theft device that provides an actuarially supported reduction of risk.230 R.I. Code R. 230-RICR-20-05-3.9
Amended effective 12/24/2019