The purpose of this Part is to implement R.I. Gen. Laws § 27-76-1 et seq. Other than the provisions of § 13.12 of this Part, this Part applies to residential property insurance policies insuring dwelling houses issued or renewed in Rhode Island. Other than the provisions of § 13.12 of this Part, this Part is not applicable to commercial insurance policies. The provisions of § 13.12 of this Part apply to all insurance policies issued to Rhode Island residents regardless of the line of insurance.
230 R.I. Code R. 230-RICR-20-05-13.2