Current through Register Vol. 54, No. 45, November 9, 2024
Insurer practices that comply with the following are acceptable:
(1) For underwriting purposes, AIDS is considered to be the same as other medical conditions, such as cancer or heart disease.(2) Information obtained through the underwriting process is confidential.(3) Proposed insureds who are determined to have AIDS or ARC are insured at standard premiums, at higher than standard premiums, or rejected as insureds based on underwriting and any complete test results.(4) An individual life insurance policy or annuity contract does not include a provision applicable to all life insureds or annuitants that excludes claims from any specific condition, such as AIDS.