Chapter 89a - LONG-TERM CARE INSURANCE MODEL REGULATION
- Section 89a.101 - Purpose
- Section 89a.102 - Applicability and scope
- Section 89a.103 - Definitions
- Section 89a.104 - Policy definitions
- Section 89a.105 - Policy practices and provisions
- Section 89a.106 - Unintentional lapse
- Section 89a.107 - Required disclosure provisions
- Section 89a.108 - Required disclosure of rating practices to consumers
- Section 89a.109 - Initial filing requirements
- Section 89a.110 - Prohibition against postclaims underwriting
- Section 89a.111 - Minimum standards for home health and community care benefits in long-term care insurance policies
- Section 89a.112 - Requirement to offer inflation protection
- Section 89a.113 - Requirements for application forms and replacement coverage
- Section 89a.114 - Reporting requirements
- Section 89a.115 - Licensing
- Section 89a.116 - Reserve standards
- Section 89a.117 - Loss ratio
- Section 89a.118 - Premium rate schedule increases
- Section 89a.119 - Filing requirement
- Section 89a.120 - Standards for marketing
- Section 89a.121 - Suitability
- Section 89a.122 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
- Section 89a.123 - Nonforfeiture benefit requirement
- Section 89a.124 - Standards for benefit triggers
- Section 89a.125 - Additional standards for benefit triggers for qualified long-term care insurance contracts
- Section 89a.126 - Standard format outline of coverage
- Section 89a.127 - Requirement to deliver shopper's guide
- Section 89a.128 - Penalties
- Section 89a.129 - Permitted compensation arrangements
- Appendix A - RESCISSION REPORTING FORM FOR LONG-TERM CARE POLICIES FOR THE STATE OF FOR THE REPORTING YEAR 20
- Appendix B - LONG-TERM CARE INSURANCE PERSONAL WORKSHEET
- Appendix C - THINGS YOU SHOULD KNOW BEFORE YOU BUY LONG-TERM CARE INSURANCE
- Appendix D - LONG-TERM CARE INSURANCE SUITABILITY LETTER
- Appendix E - CLAIMS DENIAL REPORTING FORM LONG-TERM CARE INSURANCE
- Appendix F - RATE INFORMATION
- Appendix G - LONG-TERM CARE INSURANCE REPLACEMENT AND LAPSE REPORTING FORM