31 Pa. Code § 88.35
A family policy providing benefits for accidental injuries such as accidental death, dismemberment, loss of sight, indemnity for fractures or dislocations, and the like shall provide an option to include all insureds under the contract and not just the principal insured. The level of benefits for covered dependents may be different than the benefits for the principal insured. Provisions decribing eligibility of family members, the adding of family members and the termination of insurance as to such family members will generally follow the pattern specified in §§ 88.31-88.41 (relating to conditions of eligibility and termination of insurance). Generally, causes of termination of coverage of individual family members will be predicated on age, cessation of dependency which would include legal separation, termination of marriage by divorce and similar occurrences.
31 Pa. Code § 88.35