Section 1715 (e) of the act (relating to availability of adequate limits), added by the act of April 26, 1989 (P.L. ______, No. 4) authorizes insureds to obtain EMB coverage through nonautomobile insurers and other arrangements. The Department interprets this provision as authorizing commercial accident and health insurers, Professional Health Service Plan Corporations, and Hospital Plan Corporations to offer EMB coverage as defined in the act, as either a freestanding policy or a part of another policy. An insurer, Health Maintenance Organization, Preferred Provider Organization, Professional Health Service Plan Corporation or Hospital Plan Corporation shall obtain the approval of the Department prior to offering this coverage.
31 Pa. Code § 67.44