Or. Admin. Code § 836-042-0105

Current through Register Vol. 63, No. 12, December 1, 2024

Section 836-042-0105 - Definitions

As used in OAR 836-042-0100 to 836-042-0115:

(1) "Affiliate Insurer" means an insurer that directly or indirectly through one or more intermediaries, controls, or is controlled by, or is under common control with, the insurer specified where control is defined by ORS 732.548(2).

(2) "Director" means the Director of the Department of Consumer and Business Services.

(3) "Eligible Employer" means:

(a) An employer defined by ORS 656.005(13) with:

(A) An insurer estimated annual countrywide Workers' Compensation standard premium in excess of $500,000; or

(B) An insurer estimated annual countrywide premium in excess of $750,000 in combination with General Liability, Automobile Liability, Hospital Professional Liability, Crime and Glass, and Workers' Compensation provided Workers' Compensation countrywide standard premium is in excess of $500,000.

(b) Eligible Employer does not include:

(A) Rating groups approved under OAR 836-042-0201 to 836-042-0225; and

(B) Employers obtaining Workers' Compensation insurance from the Oregon Workers' Compensation Insurance Plan under OAR 836-043-0001 to 836-043-0091.

(4) "Insurer" means the State Accident Insurance Fund Corporation or an insurer authorized under ORS Chapter 731 to transact workers' compensation insurance in this state. "Insurer" includes affiliate insurers for General Liability, Automobile Liability, Hospital Professional Liability, Crime and Glass.

(5) "Large Risk Alternative Rating Plan" means optional retrospective or large deductible rating as mutually agreed upon by insurer and eligible employer.

(6) "Rating Plan" means a rule or set of rules used by an insurer to calculate premium for an eligible employer.

(7) "Workers' Compensation Standard Premium" means premium determined by authorized rates including any experience rating modification, any applicable schedule rating, employer's liability increased limits, waiver premium, claim and merit rating, supplemental disease, atomic energy exposure, nonratable catastrophe loadings, aircraft seat surcharge, loss constants and minimum premiums, but does not include premium discounts, coal mine disease charge, employee leasing client processing fees, expense constant, USL&H expense constant, terrorism premiums, catastrophe premiums, and large deductible credits.

Or. Admin. Code § 836-042-0105

ID 11-2010, f. 5-4-10, cert. ef. 7-1-10

Stat. Auth.: ORS 731.244 & 737.325(1)

Stats. Implemented: ORS 737, 737.310, 737.320 &737.325(1)