Participating Lenders shall originate mortgage loans in accordance with then current loan origination requirements of either FHLMC, FNMA, FHA, RD or VA, as the case may be. Additional origination requirements may be in such form as the Trustees and/or Staff may determine to be required by market conditions prevalent at the time the Program is being developed and as may be determined by the Trustees and/or Staff in their discretion at the time of finalization of the Program .
Okla. Admin. Code § 330:15-7-6