N.Y. Comp. Codes R. & Regs. tit. 11 § 223.5

Current through Register Vol. 46, No. 45, November 2, 2024

Section 223.5 - Prohibited acts or practices on a military installation

(a) No insurer or insurance producer with respect to in-person, face-to-face solicitation of an insurance policy on a military installation, shall:

(1) knowingly solicit the purchase of an insurance policy door to door from a service member, or without first establishing a specific appointment for each meeting with the prospective purchaser;

(2) solicit a service member in a group or mass audience or in a captive audience where attendance is not voluntary;

(3) knowingly make appointments with or solicit a service member during the service member's normally scheduled duty hours;

(4) make appointments with or solicit a service member in barracks, day rooms, unit areas, or transient personnel housing or other areas where the installation commander has prohibited solicitation;

(5) solicit the sale of an insurance policy without first obtaining permission from the installation commander or the commander's designee;

(6) except for telephone solicitations, fail to present to a solicited service member DD Form 2885, Personal Commercial Solicitation Evaluation (a sample of which may be found as Enclosure 5 to DoDI 1344.07, which is referenced in section 223.4[b] of this Part), or encourage a service member solicited not to complete or submit a DD Form 2885; or

(7) knowingly accept an application for an insurance policy or issue an insurance policy on the life of an enlisted member of the United States Armed Forces without first obtaining for the insurer's files a completed copy of any required form that confirms that the applicant has received counseling or fulfilled any other similar requirement for the sale of an insurance policy established by regulations, directives or rules of the DoD or any branch of the Armed Forces.

(b) No insurer or insurance producer on a military installation shall:

(1) use DoD personnel, directly or indirectly, as a representative or agent in any official or business capacity, with or without compensation, with respect to the solicitation or sale of an insurance policy to a service member;

(2) use an insurance producer to participate in any United States Armed Forces sponsored education or orientation program; or

(3) post unauthorized bulletins, notices or advertisements.

N.Y. Comp. Codes R. & Regs. Tit. 11 § 223.5