N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 60-4.4

Current through Register Vol. 46, No. 45, November 2, 2024

Section 60-4.4 - Exclusions

A group policy may contain in substance the following exclusions:

(a) While the shared vehicle is used as a public or livery conveyance or transportation network company vehicle, unless the peer-to-peer car sharing program permits a shared vehicle driver to use the shared vehicle as a public or livery conveyance or transportation network company vehicle during the peer-to-peer car sharing period;

(b) Liability assumed by the insured under any contract or agreement;

(c) Bodily injury to or sickness, disease or death of any employee of the insured arising out of and in the course of:

(1) domestic employment by the insured, if benefits therefor are in whole or in part either payable or required to be provided under any workers' compensation law; or

(2) other employment by the insured;

(d) Any obligation for which the insured or the insured's insurer may be held liable under any workers' compensation, unemployment compensation or disability benefits law, or any similar law;

(e) Injury to or destruction of property owned by the insured or property rented to or in charge of the insured or property as to which the insured is for any purpose exercising physical control;

(f) Bodily injury, sickness, disease or death, or injury to or destruction of property due to war, whether or not declared civil war, insurrection, rebellion or revolution, or any act or condition incident to any of the foregoing; and

(g) To the extent the Federal Tort Claims Act provides coverage and protection when the insured shared vehicle is being operated in the course of employment by an agent, servant, or employee of the United States government, its territories, possessions, political subdivisions, agencies or other independent governmental corporations.

N.Y. Comp. Codes R. & Regs. Tit. 11 §§ 60-4.4

Adopted New York State Register February 8, 2023/Volume XLV, Issue 06, eff. 2/8/2023