The forms set forth in Appendices 10A, 10B, 10C and 11 of this Title are hereby approved for use as specified in this Part. The forms shall be set forth in at least 12-point type and shall be highlighted as indicated herein. In lieu of the forms set forth in the appendices, an insurer may adopt and use forms that the superintendent has determined to be substantially equivalent to the forms set forth in the appendices.
N.Y. Comp. Codes R. & Regs. Tit. 11 § 51.8