N.J. Admin. Code § 17:9-3.1
The following words and terms, when used in this chapter, shall have the following meanings, unless the context clearly indicates otherwise.
"Children" includes stepchildren living with the subscriber, legally adopted children, children placed in the employee's custody pending adoption, foster children, and children of an eligible domestic or civil union partner who are substantially dependent upon the employee for support and maintenance. This includes children in a guardian-ward, legal relationship who are living with the employee.
"Dependents" means an employee's spouse, eligible domestic or civil union partner and the employee's children through the end of the calendar year in which they reach the age of 26 years. "Dependents" also means unmarried children and those not in a domestic partnership or civil union, covered by their parents under the SHBP prior to the attainment of age 26, who:
"Living with" shall be defined so as to include children in the case of divorce or termination of a domestic partnership or civil union who may not actually be living with the covered parent, but where such covered parent is required to provide for the support and maintenance of such children, and the parent's application for dependent coverage is documented by a copy of an appropriate court order. Stepchildren and children of an eligible domestic or civil union partner must reside with the employee.
N.J. Admin. Code § 17:9-3.1