The following statement shall be incorporated in every written notice setting forth the Council's determination in a matter where such determination is contrary to the claim made by the claimant or his or her legal representative:
If you disagree with the determination of the Council in this matter, you may appeal by sending a written statement to the Council within 45 days from the date of this letter, informing the Council of your disagreement and all of the reasons therefor. If no such written statement is received within the 45-day period, this determination shall be considered final.
N.J. Admin. Code § 17:8-1.3