At any time before his or her death, a participant may designate a beneficiary or beneficiaries. This designation shall include: the beneficiary's full name, Social Security number, tax identification number (for estates or trusts), address, and date of birth. The terms of the group life policy shall govern the disposition of the participant's benefit in the event that the participant fails to designate a valid beneficiary for all, or any part of, such life insurance benefit.
N.J. Admin. Code § 17:6-17.2