N.J. Admin. Code § 13:45F-2.2

Current through Register Vol. 56, No. 24, December 18, 2024

Section 13:45F-2.2 - Placing a security freeze

(a) Upon receipt of a consumer's written request to place a security freeze on his or her consumer report made in accordance with the procedures provided in N.J.A.C. 13:45F-2.1(a), a consumer reporting agency shall, within five business days of receipt:

1. Place the security freeze on the consumer report;

2. Send a written confirmation of the security freeze to the consumer together with instructions on the procedures used by the consumer reporting agency to temporarily lift or remove a security freeze, and a toll-free number that a consumer may use for any further questions; and

3. Provide the consumer with a unique PIN or password, other than the consumer's Social Security number or any four or more consecutive numbers of the Social Security number or data element comprising identifying information, to be used by the consumer when providing authorization for the release of his or her credit information for a specific party or period of time or communications with the consumer reporting agency when temporarily lifting a security freeze (N.J.A.C. 13:45F-2.3), removing a security freeze (N.J.A.C. 13:45F-2.4) or changing official information (N.J.A.C. 13:45F-2.5).

N.J. Admin. Code § 13:45F-2.2