N.H. Admin. Code § Ins 1201.06

Current through Register No. 50, December 12, 2024
Section Ins 1201.06 - Policy Forms and Related Material
(a) Credit life and credit accident and health insurance shall be issued only in forms described in RSA 408-A:3.
(b) All policy forms, certificates of insurance, notices of proposed insurance, applications for insurance, endorsements, and riders to be delivered or issued for delivery in this state and the schedules of premium rates pertaining thereto shall be filed with the commissioner as required by RSA 408-A:7 and RSA 408-A:8. All filings under this part shall be accompanied by supporting information which establishes that the rates to be used conform to the standards of reasonableness set forth in Ins 1201.07.
(c) Filing procedures shall be as follows:
(1) To the extent that such procedures are not inconsistent with RSA 408-A:7, credit insurance forms which are required to be filed with the commissioner as indicated in (b) above shall be submitted in accordance with the procedures specified in Ins 401.04. Such submissions shall further comply with all other applicable provisions of Ins 401 which are not inconsistent with this part;
(2) Certificates of insurance to be delivered in this state under group policies issued in other states shall be filed with the commissioner and the premium rates to be used shall be filed with and approved by the commissioner as set forth in this part;
(3) Insurers using rates that do not exceed the actual premium rates established by this part as shown in Table 1200-2 shall satisfy the requirements of RSA 408-A:7 with respect to the filing of premium rates by:
a. Submitting to the commissioner for his or her approval a complete table of such premium rates; or
b. Submitting a written statement signed by an authorized official certifying that the premium rates to be used by the insurer will not exceed the actual premium rates shown in Ins 1201.18; and
(4) Insurers who wish to use premium rates that will exceed the actual premium rates shown in Ins 1201.18 shall file such premium rates in accordance with the procedures shown in Ins 1201.13.

N.H. Admin. Code § Ins 1201.06

#1900, eff 1-1-82; ss by #2441, eff 1-1-84; ss by #4287, eff 7-1-87; amd by #4369, eff 3-1-88; ss by #5650, eff 7-1-93, EXPIRED 7-1-99

New. #7146, eff 4-1-00, EXPIRED: 4-1-08

New. #9611, eff 1-4-10

Amended by Volume XXXVIII Number 06, Filed February 8, 2018, Proposed by #12474, Effective 2/2/2018, Expires 2/2/2028.