A person is entitled to a refund of any unearned premium of $5 or more if the person's policy or contract is cancelled for any reason, other than death or any other lump-sum payment, before the scheduled date of termination. A contract is considered fulfilled if a lump-sum payment has been made and there are no unearned premiums.
Nev. Admin. Code § 690A.080
NRS 679B.130, 690A.097, 690A.277