Rule 4.4.305 - PROVISIONS OF COVERAGE(1) Hail insurance on all insured crops is in force for the full growing season with the following provisions:(a) there will be no liability on grain until 75% of the plants are plainly jointed;(b) no liability is assumed on beans and peas until they show a practical stand;(c) no liability is assumed on any crops for loss or damage to blooms, leaves, or stems unless such loss or damage plainly reduces the quality or quantity of the production;(d) when loss or damage is sustained on immature crops the adjustment may be delayed until the extent of the damage may be more accurately determined; and(e) no liability is assumed on mustard or flax until 75% of the plants are four inches tall, and on sugar beets until 75% of the plants have 12 or more leaves.NEW, 1978 MAR p. 719, Eff. 5/26/78; AMD, 2004 MAR p. 565, Eff. 3/12/04.80-2-201, MCA; IMP, 80-2-244, MCA;