Statutes, codes, and regulations
Mississippi Administrative Code
Title 19 - Department of InsurancePart 5 - Non-Auto Property and Casualty Insurance
Chapter 3 - (2006-2) Insurers to Inform Policyholders of Flood and Earthquake Exclusions in Homeowners and/or Windstorm Residential Policies
Rule 19-5-3.06 - Notice of Exclusion to be Stated on Declarations Page

19 Miss. Code. R. 5-3.06

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Current through December 10, 2024
Rule 19-5-3.06 - Notice of Exclusion to be Stated on Declarations Page

No later than January 1, 2007, each insurer shall clearly provide within the main Declarations Page(s) of each policy, or attached to the Declarations Page(s), a statement in 10-point print that informs the policyholder that the policy contains a flood and/or earthquake exclusion. The statement should include one or both of the following statements, whichever is applicable:

"This policy contains a flood exclusion. Flood coverage may be purchased separately from the National Flood Insurance Program, if available in your area."

"This policy contains an earthquake exclusion. Contact your agent for information concerning the availability of earthquake coverage."

19 Miss. Code. R. 5-3.06

Miss. Code Ann.§§ 83-5-1; 83-5-29 through 83-5-51 (Rev. 2011)