Rule 18-14-18.8 - Excess Shelter DeductionA. A deduction will be allowed for monthly shelter expenses in excess of 50 percent of the household's income after all other above referenced deductions have been applied.B.Note: The deduction cannot exceed the maximum shelter deduction provided by FNS unless the household contains a disabled or elderly individual.C. Shelter expenses only include the following:1. Reoccurring charges for the shelter occupied by the household such as rent, mortgage or continuing charges leading to the ownership of the shelter (i.e., loan payments for the purchase of a mobile home);2. Property taxes and insurance on the dwelling itself;3. Cost of fuel for heating and cooling;4. Electricity and fuel used for costs other than heating and cooling;5. Water and sewage costs (including well or septic tank installation and maintenance);6. Garbage and trash collection;7. All services and costs to provide one telephone;8. Shelter costs for the home if unoccupied due to being temporarily away for employment or training, illness or abandonment caused by a natural disaster;9. Repair charges for a home that was substantially destroyed by a natural disaster such as a fire or a flood;10.Note: Shelter costs do not include repair charges that will be reimbursed by a public or private relief agency or an insurance company.18 Miss. Code. R. 14-18.8