Md. Code Regs. 31.13.01.27
This chapter shall take effect September 1, 1980. An individual policy or group policy or group certificate of credit life or credit health insurance not in conformity with this chapter may not be issued or continued to be used in connection with any loan made on or after the effective date of this chapter. A premium in excess of that permitted by these regulations may not be charged for credit life or credit health insurance, and a commission or other form of benefit may not be paid to agents or creditors, in excess of the premium and commission rates permitted under this chapter for credit life or credit health insurance which is issued in connection with any loan made on or after the effective date of this chapter.
Md. Code Regs. 31.13.01.27