A.Basic Livability. Land appurtenant to a residence is part of the Eligible Residence if the land reasonably maintains the basic livability of the residence and does not provide, other than incidentally, a source of income to the Mortgagor.B.Noncontinguous Lots. Noncontiguous lots are not included as part of an Eligible Residence unless local zoning law requires the lot to remain with the residence.C.Maximum Lot Size. Unless local zoning laws require a larger lot or the value of the land is less than 30% of the appraised value of the residence, the lot of an Eligible Residence may not exceed one acre for New Homes, Mobile Homes being permanently attached to a new site, and farms, and three acres for other homes.D.Payment for Excess Land. A Mortgagor shall use sources other than the Mortgage Loan proceeds to pay for excess land. However, MaineHousing will accept an appraiser's determination that the excess land has $0 value.99- 346 C.M.R. ch. 1, § 5