Section 457-107-6 - LOAN, COLLATERAL, INSURANCE AND TERM STANDARDSA. Collateral. The Authority may require such collateral as it deems necessary to secure a loan.B. Maximum Capital Reserve. Without limiting the generality of any other provisions of this rule or the Act, in the case of an electric rate stabilization project the Authority may secure up to 100% of the revenue obligation securities by and with a capital reserve fund up to the maximum dollar amount allowed by the Act.C. Term. The maximum term of loans under the program will be determined by the Authority on a case-by-case basis. The Authority may approve such amortization schedules, including balloon payments, that it deems to be prudent.94- 457 C.M.R. ch. 107, § 6